I want hull insurance

Why hull insurance?

THE DAMAGES ON THE VEHICLE WILL ALSO BE REIMBURSED IN THE CASE:

the vehicle was stolen (the theft franchise is not subtracted during the damages liquidation)
the vehicle was destroyed or damaged in the car accidents (car crash, impact, if the car was overturned or derailment);
of the fall or if an object hit the vehicle;
of a natural disaster (hailstorm, storm, flood);
of fire, thunderbolt, explosion;
manifestation or demonstration;
of malevolent behaviour from a third party.

If you estimate that you don’t need the full hull insurance, you can chose one of the combinations of the partial hull insurance which provides insurance against certain risks. We award your trust, safety and driving skills and we approve certain bonuses.

Hull combinations

A: fire, thunderbolt, explosion, storm, hailstorm, avalanche, fall of an aircraft, flood, stream or high water.

C: Breakage and damage to lights and mirrors.

D: Breakage and damage to standard built-in glasses on a motor vehicle, except for glasses on lights and mirrors.

F: Expenses of towing and pulling, i.e. transporting the vehicle to the nearest car repair shop in which a temporary or a final repair to the vehicle can be performed, or transporting the vehicle to the place of residence of the insured person if the vehicle is not working because of a malfunction, but up to a maximum amount of HRK 7, 000 (condition: full, mini of flexy hull insurance)

F+: Expenses of towing and pulling, i.e. transporting the vehicle to the nearest car repair shop in which a temporary or a final repair to the vehicle can be performed, or transporting the vehicle to the place of residence of the insured person if the vehicle is not working because of a malfunction, but up to a maximum amount of HRK 15, 000 (condition: full hull insurance).

H: Damages or destruction made by snow or ice from the roof of a building of damage or destruction made by parts of building falling onto the vehicle;

I: The costs of renting a personal or a cargo vehicle up to 3, 500 kg maximum allowed mass if the insured vehicle was damaged by any risk covered by the hull insurance (condition: full hull insurance).

M: Car insurance for the period when the car is not being used and is stored in a locked garage in a place which is listed in the policy for the insurance from fire and theft.

‘Small damage’: insurance from all risks of the full hull insurance up until the amount which was stipulated in the I risk (condition: full hull insurance)

U: Decreased value of the vehicle when a partial damage has occurred (condition: full hull insurance, for personal vehicles up to 4 years old)

Z: Damages which occurred in an accident involving an animal.

Except for the vehicle itself, when signing the full hull insurance, it is also possible to get insurance for:

parts and equipment which was built-in subsequently of not in a standard way;
luggage in the automobile (personal possessions)
collection of merchandise;
tools and equipment for performing professional business;

Important!

If you decide for the F combination we give a 15% discount to all natural persons for the full hull insurance. If you also take the partial hull insurance alongside the full hull insurance, you will keep you bonus on the car hull premium in the case of paying the certain damages which occurred due to risks described in the combination chosen. If the damages occurred according to the car hull insurance, you should report the damages to the Croatia osiguranje Ltd. as soon as possible.

YOU SHOULD CARRY WITH YOU: